Individual Retirement Accounts

Save for Your Future

An Individual Retirement Account (IRA) can help you save for retirement while taking advantage of potential tax benefits. Show Me Credit Union offers IRA savings options to help you build toward your long-term financial goals.

IRA Options

Traditional IRA
A Traditional IRA can provide a tax-advantaged way to save for retirement. Depending on your individual circumstances, contributions may be tax deductible and earnings may grow tax-deferred.

Roth IRA
A Roth IRA allows you to make contributions with after-tax dollars while providing the potential for tax-free qualified withdrawals in retirement.

Education IRA
Save for qualified education expenses with an Education IRA. Contact us to learn more about the options available and current contribution requirements.

Choose How You Save

IRA funds at Show Me Credit Union can be held in an IRA Share Account or an IRA Share Certificate, giving you options based on your savings goals and timeline.

IRA Share Account

  • Flexible way to build your IRA savings

  • Earn dividends on your balance

  • View current dividend rates on our Rates page

IRA Share Certificate

  • Available certificate terms to fit your savings strategy

  • Competitive dividend rates

  • A great option for funds you plan to leave invested for a specific period

Start Planning for Tomorrow

Whether you're opening your first IRA, adding to an existing retirement plan, or looking for a new home for retirement savings, we're here to help you explore your options.

Contact us or stop by Show Me Credit Union in Mexico, Missouri to learn more about our IRA accounts and current rates.

Current rate offerings can be found here.

IRA eligibility, contribution limits, tax treatment, distributions and other requirements are subject to applicable IRS rules. Show Me Credit Union does not provide tax or legal advice. Consult a qualified tax professional regarding your individual circumstances.